Home Page - Updates


Welcome to Audit Pros, Inc. (API), where our main focus is analyzing your mortgage for fraud or errors. We present facts and not opinion. Check out our Update section at the bottom of this page. CLICK HERE to view Mortgage Education video.

Millions of homeowners are victims of Predatory Lending, Steering, High Cost Loans, Contract Law, Commonwealth Law, Commercial Law and more. You owe it to yourself to see if you have a good mortgage or you are a victim. The site will review a number of audits which are available that will inspect your mortgage and note for possible violations and errors.

When you signed for your mortgage at closing, was the lender present to sign? The answer is no. Well if that's the case, there really is no contract for a mortgage. Both parties need to sign the mortgage contract. You the homeowner need a signed copy with your signature and the lenders signature. This never happened. The good news is that you can do something about it. Our Real Estate Administrative Process addresses contract, commonwealth and commercial law. The end result is the lender cannot present a signed contract by both parties and you the homeowner might be able to get a Release of Deed and Reconveyance of Lien. Those that have a judgment or summary judgement of foreclosure, or had a mortgage with a small local bank or credit union will not qualify for this program. If you are in foreclosure with no judgment rendered, behind in payment or current with payments, you will qualify. Those of you with a foreclosure judgment may want to use our Trust ID Audit or Expanded Audit with Affidavit.

When it comes to mortgage lending, in most cases you have a servicer and the investor or lender. There is a huge difference between the two. The servicer is the institution a homeowner makes their payment too. The servicer may have initially been your lender, but most likely sold your loan and now their function is to collect the payment for the owner of your note. This can be very confusing, since most servicers are well known banking institutions.



A big problem we see is the lack of knowledge homeowners, attorneys and judges have when it comes to the rights of the homeowner and servicer. These servicers are trying to create loan modifications or even foreclose on a home they don't own. This is happening every day and it needs to stop.

Through our audit process you can discover who truly if anyone owns your note. In millions of cases the investor has lost the note. If you are interested in getting a free consultation, or would like to attend one of our weekly information Webinars, please fill out the form on our "Contact Us" page. A Case Manager will be in touch with you on the next business day.




 API UPDATES - The Last 30 Days - Check back every few days for the latest news. 

FYI - During this election year we will not publicly announce or back any candidate. It appears they're all in love with the banks. 

February 21 - Republican Attorneys General collect big bank dollars prior to signing settlement. CLICK HERE for the details.
Obama's campaign manager said St. Obama won't be populist. CLICK HERE for more information.
 
Ferbruary 19 - Watten County, Kentucky likely to join class action suit against the banks. CLICK HERE for the article.
 
February 17 - MBIA tells judge of newly uncovered Countrywide fraud database. CLICK HERE for the details.
Taxpayers will be subsidizing Foreclosure Fraud Settlement. CLICK HERE for the update.

February 16 - Deadline to request review under the independent foreclosure review extended to July 31. CLICK HERE for the details.
Audit uncovers extensive flaws in foreclosure. CLICK HERE for the article.

February 14 - HAPPY VALENTINE'S DAY!!!
LAWSUIT: Chase and Wells Fargo overcharged homeowners as much as 300% on mortgage fees. CLICK HERE for the story.
Wells Fargo's Directors Ordered to Face Foreclosure claims. CLICK HERE for the article.

February 13 - The states with the most homes in foreclosure. CLICK HERE for the report.

February 12 - There's NO DEAL between the Banks, Feds and States, so the AG's may still walk. CLICK HERE for the details.

February 11 - High court opinions anticipated MERS suit. CLICK HERE for the story.

February 10 - Team Obama Represents the Bank, Not YOU. CLICK HERE for the sad story.
After mortgage settlement MERS left out in the cold. CLICK HERE for more info.
The Servicing Settlement, Banks 1, Public 0. CLICK HERE for the story.
Robo-Signing Settlement is a Criminal Sell Out. CLICK HERE for the article.

February 7 - More US states to join foreclosure-abuse deal. CLICK HERE for the report.
Romney takes money from major Michigan foreclosure mill firm. CLICK HERE for the details.
Obama administration to move forward with closing Fannie Mae and Freddie Mac. CLICK HERE for the article.
MO Attorney General  announces 136- count criminal indictments related to Robo-Signing in the mortgage industry. CLICK HERE for the story.

February 6 - DOCX faces foreclosure fraud forgery charges. CLICK HERE for the article.

February 5 - Will Attorneys General Sell out pension funds? CLICK HERE for the story.

February 3 - MA attorney general - allow principal loan forgiveness to homeowners. CLICk HERE to read the AG report.
NY Attorney General Schneiderman announces lawsuit against nation's largest banks. CLICK HERE for more information

February 1 - Required reading supplemental brief. CLICK HERE for the details.

January 31 - Florida attorney general urged to get tough on foreclosure deal. CLICK HERE for the story.

January 30 - Freddie Mac bets against American Homeowners. CLICK HERE for the story.

January 28 - Can the new Mortgage Task Force get the job done? CLICK HERE for the article.

January 27 - Details emerge on new financial fraud unit. CLICK HERE for more information.

January 26 - New York Attorney General Schneiderman, The man who could be Wall Streets worst nightmare. CLICK HERE for the article.

January 24 - It was a busy day today. Check out these stories.
President Obama to announce mortgage crisis unit chaired by NY Attorney General Schneiderman. CLICK HERE for the story.
Bank Foreclosure Deal reviewed by states as Delaware drops out. CLICK HERE for the article.
Cummings calls for testimony and documents from Mortgage Bank CEO's engaged in foreclosure abuses. CLICK HERE for the story.

January 23 - Liberals blast Obama administration on pending mortgage settlement. CLICK HERE for the details.

January 22 - Feds investigating possible at GE's former subprime unit WMC. CLICK HERE for the article.



UPDATES THAT ARE BEING KEPT FOR REVIEW

December 27 - What is Credit Default Swap insurance? Learn what it is and how it works form this video from 60 Minutes. CLICK HERE for this video.

December 11 - NY Supreme Court judge hammers Freemont, MERS and Baum.CLICK HERE for the story.

Mortgage Fraud: Bank of America, New York Bank Mellon, Counrtywide Loan Servicing and more. CLICK HERE for the details.

December 5
 - CBS News 60 Minutes aired a story about two whistleblowers for Countrywide and CitiGroup. You can view the video on our links page.CLICK HERE for the story.

November 14 
- Phillips vs. US Bank - Judge nails US Bank in Georgia on HAMP, wrongful foreclosure and emotional distress damages. CLICK HERE for more information. 

November 4 - 
GREAT NEWS for the state of Nevada. Hopefully more states will follow. Banks violating the new foreclosure fraud law will face up to 10 years in prison and a $10,000 fine per case. CLICK HERE for the MSNBC video.

October 28
State of Delaware  vs. MERSCORP. CLICK HERE to see the suit.

Two counties in Kentucky suing MERS et al. CLICK HERE for the suit.

October 21 - We have a lot for you today. 

Statement from Attorney General Coakley of Massachusetts in regards to the Supreme Judicial Court decision that a mortgage holder must have a valid assignment of mortgage in order to foreclose on a property. CLICK HERE for the story.

John O'Brien (Register of Deeds) puts his foot down on fraudulent assignments. CLICK HERE for some excellent breaking news.

Thanks to Foreclosure Hamlet we are able to bring to you a few e-mails from the Attorney Generals office in Florida. A couple of the e-mails will be easier to ready of you print them out.

CLICK HERE for e-mail #1.
CLICK HERE for e-mail #2.
CLICK HERE for e-mail #3.
CLICK HERE for e-mail #4.

October 18 - Attorney General Beau Biden of Delaware discusses his fight to investigate banks and MERS. CLICK HERE for the video.

October 11 - Robo-signers continue to get discovered. CLICK HERE for the article.

August 23 -  This one will stay here for more than 30 days. You want some evidence, well let us share it with you. This is video with Governor Rick Perry of Texas (Presidential Candidate), clearly shows that the banks are working closely with politicians. Not just republicans, but democrats as well. They help all politicians with campaign funds, so they win and WE LOSE. CLICK HERE to watch the video and pay very close attention to about 20 seconds into the video and listen to what a Bank of America rep has to say. And you wonder who's after your best interest.